Statements
on this web site as to policies and coverages provide general information
only. This information is not an offer to sell insurance. Insurance
coverage cannot be bound or changed via submission of any online
form/application provided on this site or otherwise, e-mail, voice
mail or facsimile. No binder, insurance policy, change, addition,
and/or deletion to insurance coverage goes into effect unless and
until confirmed directly by a licensed agent. Any proposal of insurance
we may present to you will be based upon the information you provide
to us via this online form/application and/or in other communications
with us. Please contact our office at 716-433-5981 to discuss specific
coverage details and your insurance needs. All coverages are subject
to the terms, conditions and exclusions of the actual policy issued.
Not all policies or coverages are available in every state. Information
provided on this site does not constitute professional advice; if
you have legal, tax or financial planning questions, you should
contact an appropriate professional. Any hypertext links to other
sites are provided as a convenience only; we have no control over
those sites and do not endorse or guarantee any information provided
by those sites.